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INTRODUCTION

This privacy policy has been compiled to better serve those who are concerned with how their ‘Personally Identifiable Information’ (PII) is being used online. PII, as described in US privacy law and information security, is information that can be used on its own or with other information to identify, contact, or locate a single person, or to identify an individual in context. Please read our privacy policy carefully to get a clear understanding of how we collect, use, protect or otherwise handle your Personally Identifiable Information in accordance with our website.
What personal information do we collect from the people that visit our blog, website or app?
When ordering or registering on our site, as appropriate, you may be asked to enter your name, email address, mailing address, phone number or other details to help you with your experience.
When do we collect information?
We collect information from you when you register on our site, place an order, subscribe to a newsletter, respond to a survey, fill out a form, Open a Support Ticket or enter information on our site.
How do we use your information?
We may use the information we collect from you when you register, make a purchase, sign up for our newsletter, respond to a survey or marketing communication, surf the website, or use certain other site features in the following ways:
       To personalize your experience and to allow us to deliver the type of content and product offerings in which you are most interested.
       To improve our website in order to better serve you.
       To allow us to better service you in responding to your customer service requests.
       To administer a contest, promotion, survey or other site feature.
       To quickly process your transactions.
       To ask for ratings and reviews of services or products
       To follow up with them after correspondence (live chat, email or phone inquiries)
How do we protect your information?
Our website is scanned on a regular basis for security holes and known vulnerabilities in order to make your visit to our site as safe as possible.
We do not use Malware Scanning.
Your personal information is contained behind secured networks and is only accessible by a limited number of persons who have special access rights to such systems, and are required to keep the information confidential. In addition, all sensitive/credit information you supply is encrypted via Secure Socket Layer (SSL) technology.
We implement a variety of security measures when a user enters, submits, or accesses their information to maintain the safety of your personal information.
All transactions are processed through a gateway provider and are not stored or processed on our servers.
Do we use ‘cookies’?
We do not use cookies for tracking purposes
You can choose to have your computer warn you each time a cookie is being sent, or you can choose to turn off all cookies. You do this through your browser settings. Since the browser is a little different, look at your browser’s Help Menu to learn the correct way to modify your cookies.
If you turn cookies off, Some of the features that make your site experience more efficient may not function properly.that make your site experience more efficient and may not function properly.
Third-party disclosure

We do not sell, trade, or otherwise transfer to outside parties your Personally Identifiable Information unless we provide users with advance notice. This does not include website hosting partners and other parties who assist us in operating our website, conducting our business, or serving our users, so long as those parties agree to keep this information confidential. We may also release information when it’s release is appropriate to comply with the law, enforce our site policies, or protect ours or others’ rights, property or safety.However, non-personally identifiable visitor information may be provided to other parties for marketing, advertising, or other uses.

Third-party links
Occasionally, at our discretion, we may include or offer third-party products or services on our website. These third-party sites have separate and independent privacy policies. We, therefore, have no responsibility or liability for the content and activities of these linked sites. Nonetheless, we seek to protect the integrity of our site and welcome any feedback about these sites.
Google
Google’s advertising requirements can be summed up by Google’s Advertising Principles. They are put in place to provide a positive experience for users. https://support.google.com/adwordspolicy/answer/1316548?hl=en
We use Google AdSense Advertising on our website.
Google, as a third-party vendor, uses cookies to serve ads on our site. Google’s use of the DART cookie enables it to serve ads to our users based on previous visits to our site and other sites on the Internet. Users may opt-out of the use of the DART cookie by visiting the Google Ad and Content Network privacy policy.
We have implemented the following:
       Google Display Network Impression Reporting
       Demographics and Interests Reporting
We, along with third-party vendors such as Google use first-party cookies (such as the Google Analytics cookies) and third-party cookies (such as the DoubleClick cookie) or other third-party identifiers together to compile data regarding user interactions with ad impressions and other ad service functions as they relate to our website.
Opting out:
Users can set preferences for how Google advertises to you using the Google Ad Settings page. Alternatively, you can opt out by visiting the Network Advertising Initiative Opt-Out page or by using the Google Analytics Opt-Out Browser Add-on.
COPPA (Children Online Privacy Protection Act)
When it comes to the collection of personal information from children under the age of 13 years old, the Children’s Online Privacy Protection Act (COPPA) puts parents in control. The Federal Trade Commission, Nigeria’ consumer protection agency, enforces the COPPA Rule, which spells out what operators of websites and online services must do to protect children’s privacy and safety online.
We do not specifically market to children under the age of 13 years old.
Do we let third-parties, including ad networks or plug-ins, collect PII from children under 13?
CAN-SPAM Act
The CAN-SPAM Act is a law that sets the rules for commercial email, establishes requirements for commercial messages, gives recipients the right to have emails stopped from being sent to them, and spells out tough penalties for violations.
We collect your email address in order to:
       Send information, respond to inquiries, and/or other requests or questions
       Process orders and to send information and updates pertaining to orders.
       Send you additional information related to your product and/or service
       Market to our mailing list or continue to send emails to our clients after the original transaction has occurred.
To be in accordance with CAN-SPAM, we agree to the following:
       Not use false or misleading subjects or email addresses.
       Identify the message as an advertisement in some reasonable way.
       Include the physical address of our business or site headquarters.
       Monitor third-party email marketing services for compliance, if one is used.
       Honour opt-out/unsubscribe requests quickly.
       Allow users to unsubscribe by using the link at the bottom of each email.

If at any time you would like to unsubscribe from receiving future emails, you can email us at
       Follow the instructions at the bottom of each email.

and we will promptly remove you from ALL correspondence.

Contacting Us

 

If there are any questions regarding this privacy policy, you may contact us using the information below.
beckfordrealtors.com
Plot 5 Block 16, Adenike Wole Ajibode Street, Lekki Phase 1

Lagos, Nigeria Lagos 105102

Nigeria
info@beckfordrealtors.com

GENERAL TERMS

1.          GENERAL PROVISIONS

  • These Terms and Conditions govern the legal relationship between the Real estate company and the client for providing brokerage in real estate
  • These Terms and Conditions are an integral part of each brokerage contract concluded by the Real estate company with the
  • If the brokerage contract contains rules, which are in conflict with these Terms and Conditions, the special rules of the brokerage contract

2.          DEFINITION OF TERMS

The terms used in these Terms and Conditions, shall mean:

  • The real estate broker is a natural person, who carries out brokering for the Real estate company on the basis of an employment contract or other legal basis and the license acquired by the competent ministry for the provision of brokerage, and is entered in the real estate brokers directory at the competent ministry.
  • The client is a natural or legal person concluding a brokerage contract with the Real estate company, and for which the Real estate company provides services of brokerage in real estate transactions.
  • The third person is a person who the Real estate company is trying to get in touch with the client, in order to negotiate among themselves the conclusion of the real estate
  • The client’s immediate family members are the client’s spouse or the person with whom the client is cohabiting, in accordance with the regulations on marriage and family relations, as well as their children or adoptees, adoptive parents, and persons he is legally obliged to
  • The brokerage contract is a written contract between the Real estate company and the client, and with which the Real estate company undertakes to find a third person and get in touch with the client who in order to negotiate among themselves the conclusion of the Real estate contract, which is the subject of brokerage, while the client undertakes to pay the Real estate company compensation for brokerage services, if the real estate contract shall be
  • The real estate contract is a contract of sale, rental, lease or other method of disposal with the real estate, negotiation of which is the subject of the brokerage
  • The real estate signifies the real estate, brokerage in the sale, rental, leasing or some other means of managing the real estate, which is the subject of the brokerage
  • The commission is a compensation payment to which the Real estate company is entitled for the brokerage services

3.          BROKERAGE SERVICES

  • The real estate company provides brokerage services for the conclusion of the following real estate contracts:
    • the contract of sale or purchase of real estate,
    • the contract of hire or lease, and
    • other contracts, the subject of which is any other form of disposal with real

The fundamental obligation of the Real estate company in the course of brokerage is to undertake to find and get a third person in contact with the client in order to negotiate among themselves the conclusion of the contract, which is the subject of brokerage.

  • Brokerage services described in section 3.1 include the following activities carried out by the Real estate company on behalf of the client, if and to the extent necessary depending on the type of the real estate contract that is subject to brokerage, the characteristics of the real estate and other circumstances:
    1. acceptance of brokerage order;
    2. identifying the client with access to the personal documents and public records;
    3. obtaining contact information about the client for the purpose of placing him in contact with the third party (personal name / company name, address / head office, phone, fax, email, etc);
    4. obtaining personal data and identification data of the client or a third party for the preparation of contract recording the subject of which is the real estate (personal name / company name, address / seat, personal identification number / registration number, tax number, personal account or transaction account number);
    5. preparing the brokerage contract on real estate transactions by setting the scope of the brokerage services, the proposal of the amount of the brokerage commission, payment terms and other components in accordance with the law governing real estate brokerage;
    6. explanation of the market conditions, relevant to the determination of the price of real estate or rental to the client and the third party;
    7. informing the client and the third party on the content of the regulations, which are important for a valid conclusion of the Real estate contract;
    8. informing the client and the third party about the amount and type of tax liabilities, the potential costs of notarial tasks, the cost of land registration and any other expenses in connection with the conclusion or fulfillment of the Real estate contract;
    9. determining the actual condition of the real estate by carefully examining the real estate;
    10. determining the legal status of the real estate on the basis of information from official records and public books (in particular the land registry, land cadaster, building cadaster or, if the real estate is not registered in the land registry on the basis of documents which show the existence of property rights, other rights in rem and obligation rights, and other legal facts);
    11. informing the client and third parties about manifest factual errors and errors of law identified in the examination of the factual and legal conditions of the real estate;
    12. informing the client and the third party on the risks arising from unregulated legal status of the real estate, in particular the rights that restrict the ownership of the real estate, or regulatory restrictions
    13. the preparation of appropriate advertising strategies and the implementation of the usual advertising of the real estate;
    14. acquainting the third party with the real estate and the key characteristics of the real estate, arranging and conducting tours, organizing meetings between the client and the third party, providing the contact details, identified in thebrokerage contract by the individual provided to whom the data relate, to the third party and the client, where both show a serious interest in the negotiation for concluding the Real estate contract, which is the subject of the brokerage;
      • real-time and updated telephone, written and online communication with the client and third parties, and prompt informing of the client in respect of brokerage services rendered in real estate transactions;
      • participation in the negotiation of the Real estate contract, which is subject to the brokerage;
      • representation in tax proceedings for the tax assessment of the tax on real estate transactions, if the Real estate company is authorized by the client or the third party for such presentation;
      • organization of notarial authentication of the signature on the document, which contains the vendor’s land register permission, issued on the basis of the Real estate

      3.3. The commission also includes compensation for the operations referred to in Section 3.2 of these Terms and Conditions, apart from the costs referred to in Section 6.1 of these Terms and Conditions.

      4.          UNFAIR PRACTICES OF THE CLIENT

      10.1 The client shall reimburse the Real estate company for all damage incurred as a result of client’s breach of contractual obligations.

      • As a serious breach of brokerage contract shall be deemed the following actions of the client:
        • the client prevents the Real estate company without compelling reasons to carry out guided tours of the real estate;
        • the client violates the agreement on exclusive brokerage contract in the case mentioned in Section 9.6 of these Terms and Conditions;
        • the client alone or with other real estate companies, markets the real estate under more favorable terms than those agreed in the brokerage contract;
        • the client does not inform or does not inform in time the Real estate company about the conclusion of the Real estate contract or preliminary contract with the third party which he finds himself or through other agencies;
        • the client, contrary to good faith and honesty, does not accede to the negotiation for concluding a contract, or without good reason refuses to conclude a contract, the subject of which is the real estate, with the third party, with which he was brought into contact by the Real estate company;
        • The client passes on the information and data which are confidential and are considered as a business

      5.          RIGHT TO OBTAIN INFORMATION

      • If the client withdraws from the brokerage contract or if the brokerage contract is terminated due to the passage of time, the Real estate company is entitled to make inquiries, if the client or his close family members after the termination of the brokerage contract concluded a Real estate contract with a third party with which they were brought into contact by the Real estate

      6.          THE OBLIGATIONS UNDER THE LAW ON PREVENTION OF MONEY LAUNDERING AND TERRORIST FINANCING

      • The Real estate company, in accordance with the Law on prevention of money laundering and terrorist financing in the conclusion of business relationships and transactions over the statutory amount, as well as in other cases stipulated by the regulations, is required to carry out due diligence inspection of the client (the client or the third party), which includes:
        • identifying and verifying the identity of the client;
        • determining the actual owner of the client, if the customer is a legal person;
        • obtaining information on the purpose and intended nature of the business relationship or transaction, and other data pursuant to the law;
        • regular and diligent monitoring of business activities carried out by the client through the Real estate
      • The Real estate company shall, in order to fulfill its obligations under Section 12.1 of these Terms and Conditions, obtain and verify (including the disclosure of the identity document) the following personal data the client or his representative:
        • personal name
        • address of permanent or temporary residence,
        • date and place of birth,
        • tax identification number, and
        • the number, type and name of the issuer of the official identity

      7.          PROTECTION, PROCESSING AND USE OF PERSONAL AND CONFIDENTIAL DATA

      • All information and data acquired by the client from the Real estate company are confidential and are subject to professional secrecy, except for information and data that are publicly
      • Due to fulfillment of obligations under the brokerage contract and the obligations from Section 12.1 of these Terms and Conditions, the Real estate company is entitled to, in accordance with the regulations governing the identity card and travel documents, access and copy the data of the identity document (personal name, address of permanent or temporary residence, date and place of birth, tax number, personal identification number and the number, type and name of the issuer of the official identity document).
      • If demanded by the nature of each transaction (for example, authentication of the signature of the client or the third party), the Real estate company is entitled, on the basis of written consent of the holder from which the predetermined purpose is visible, to photocopy the identity document of the holder. The Real estate company shall indicate on the photocopy of the document:
        • that it is a photocopy,
        • its name,
        • expressly stated purpose of photocopying,
        • the legal basis for photocopying – clearly visible written consent of the holder of the identity
      • The Real estate company undertakes not to continue copying the identity document of the client or the third party. The Real estate company is not allowed to keep a copy of the identity document in electronic
      • The Real estate company is committed to protect all personal information in accordance with the rules on personal data protection. Personal data will be used only for the purpose of the establishment, implementation, modification and termination of the brokerage contract and the Real estate contract. For any use of personal data for other purposes, the Real estate company shall previously obtain a written consent of the client.

      8.          DURATION AND TERMINATION OF THE CONTRACT

      • The brokerage contract is concluded for a fixed period of nine months, unless the parties agree to a shorter
      • After the expiry of the period referred to in the preceding Section the parties may conclude a new brokerage
      • Contract terminates:
        • with the expiry of the period for which it was concluded,
        • upon withdrawal from the brokerage contract,
        • upon fulfillment of the brokerage contract, and
        • in other cases provided by
      • Any party may at any time withdraw from the brokerage contract, if it is not contrary to good faith and honesty. The other party shall be informed about the cancellation:
        • by registered mail to the address of the party, stated in the brokerage contract, or
        • electronically via e-mail to the e-mail address of the party indicated in the brokerage

      9.          VALIDITY AND PUBLICATION OF THE GENERAL CONDITIONS

      • General terms and conditions shall apply from the 31st of March 2018

      They are published in the premises of the Real estate company and on its website:www.beckfordrealtors.com

 

DATA HANDLING

FEES

EXCEPTIONS